mjhfinanciastg 
How Business Owners Can Keep More Dollars in Their Pocket Like so many self-employed, contract workers and owners of small businesses, the wish I hear about most is getting access to group insurance benefits coverage, at an affordable price. There are 3 ways that I see, that can achieve this wish: Traditional Plans, through associations … Read more
“Who is holding your money hostage? Part 2” Last week I spoke about who was holding your money hostage and with that premise I would like to talk about Retirement Savings Plans and Tax Free Savings Accounts. Both the RRSP and TFSA should be used for long term savings. The difference between the two is accessibility. TFSA … Read more
Yesterday there was an article on CBC about a real estate agent that hasbeen hit hard by COVID-19. She needs to sell her house and is being hitwith a $30 000 penalty for breaking her mortgage. This is not a newsituation that she finds herself in. $30K Penalty for breaking mortgage…..Read article here You can … Read more
When it comes to your finances it is best to have a team of professionals, each with differentknowledge and skill sets, giving you advice. Your team should not solely include an accountant,but also a lawyer, financial planner, portfolio manager, and more. Each of these professionalsbrings a different opinion to the table and occasionally one may … Read more
No matter what stage of life you are in, a well formulated financial plan can help you enjoy your today’s, (yes, even in these uncertain times!), and your tomorrow’s. By following these strategies, you will reach your long-term goals. Keep emotions in check Like many Canadians, you are probably feeling anxious right now. Reigning in … Read more
Small business success is filled with tasks you love to do and those that you don’t like to do. Do you find yourself putting off tasks like accounting and finances? Does this procrastination leave you staying up late at night or on the weekends, trying to catch up? As a small business owner, you know … Read more
Over the last number of years, the prevailing narrative in the investment media has been centered around low fee investment products. The wisdom is, why pay a 2% management fee for a mutual fund when you can get an ETF for 0.5% fee or less. In a perfect world this makes perfect sense. If a … Read more
Lessons from Berkshire Hathaway Inc. At the Annual General Meeting of Berkshire Hathaway, Warren Buffet had some notable messages. The first of which was, “to never bet against the American Economy.” Even though the impact of the COVID-19 pandemic is and will be unknown for many years to come, including the impact on the people’s … Read more
Are you serious about building long-term wealth? You should probably meet with a certified financial planner. They can help you organize your overall financial picture as well as help you implement strategies that can help you achieve your goals. Following, are a few times when it would be in your best interest to meet with … Read more
