905-461-3831 info@mjhfinancial.ca

Our Goal

At MJH Financial, our goal is to get you financially free enough so that you can both enjoy your life now and achieve your financial dreams.

Guided Personalized Advice

We do this by giving you more than just investment advice. We create a guide, personalized only for you, that incorporates all aspects of your finances in one place.

Financial Planning

This includes financial and investment advice, accounting and tax services, legal planning and estate planning. All resulting in you enjoying life now and a free and happy retirement.

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Ontario Regulated Designations 

Certified Financial Planner Designation

Chartered Life Underwriter Designation

The Wealthy Entrepreneur Dinner Seminars

Advocis - The Financial Advisers Association of Canada

How to save more on health and dental

How Business Owners Can Keep More Dollars in Their Pocket Like so many self-employed, contract workers and owners of small businesses, the wish I hear about most is getting access to group insurance...

Who is holding your money hostage – Part 1

Yesterday there was an article on CBC about a real estate agent that hasbeen hit hard by COVID-19. She needs to sell her house and is being hitwith a $30 000 penalty for breaking her mortgage. This...

Why an accountant isn’t always enough

When it comes to your finances it is best to have a team of professionals, each with differentknowledge and skill sets, giving you advice. Your team should not solely include an accountant,but also...

Weathering the Storm: Tried and True Investment Strategies

No matter what stage of life you are in, a well formulated financial plan can help you enjoy your today’s, (yes, even in these uncertain times!), and your tomorrow’s. By following these strategies,...

Five Easy Steps to De-clutter Your Small Business Finances

Small business success is filled with tasks you love to do and those that you don’t like to do.  Do you find yourself putting off tasks like accounting and finances? Does this procrastination leave...

When Low Fee Investment’s Don’t Pass the Stress Test

Over the last number of years, the prevailing narrative in the investment media has been centered around low fee investment products.  The wisdom is, why pay a 2% management fee for a mutual fund...

Lessons from Berkshire Hathaway Inc.

Lessons from Berkshire Hathaway Inc. At the Annual General Meeting of Berkshire Hathaway, Warren Buffet had some notable messages.  The first of which was, “to never bet against the American...

May you live in interesting times

May you live in interesting times

4 times you should consider meeting with a financial planner

Are you serious about building long-term wealth? You should probably meet with a certified financial planner.  They can help you organize your overall financial picture as well as help you...

“Who is holding your money hostage? Part 2”

 “Who is holding your money hostage? Part 2” Last week I spoke about who was holding your money hostage and with that premise I would like to talk about Retirement Savings Plans and Tax Free Savings...


- Paul and Gloria S.

“It is so hard to find someone reliable, honest, and always on top of things nowadays - but we are so happy to have you as our adviser. Most importantly, we appreciate your communication and updates - we no longer feel left in the dark anymore (as compared to our experience with our previous adviser)”.

- Anthony G.

“I have personally known Michael for over 5 years and I have been relying on his financial planning advice ever since. Michael is personable, dedicated and very knowledgeable when it comes to developing a financial plan. Michael has the highest level of integrity and his expertise is always consistent and my son is now tapping into Michael’s knowledge as well. I strongly recommend his services for any and all of your financial planning needs.”