A bag of money, a car and a home all sat atop a balance scale, with the title, "Who decides what you owe?"

Who decides what you owe?

The last couple of weeks I have been speaking about controlling your money. From using cash for day-to-day expenses, to avoiding digital currencies. Many Canadians don’t realize that they can take control of their borrowing as well. For example, when it comes to most people’s largest borrowing, our mortgage, we defer all the decisions to […]

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Canadian money lying on a table with the title, "Cash is King!"

Cash is King!

With the first long weekend of the summer upon us, I thought I would share a secret that will keep 17% more money in your wallet AND make it easier for you to keep looking slim and trim and keep that summer bikini beach body. Sound good? This may sound too good to be true, […]

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A white do with a black nose with his ears perked up as if listening. The title reads, "Who do you listen to for financial advice?"

Who do you listen to?

After last week’s post about being careful who you get financial advice from, here are four things to look for when deciding who to get financial advice from: 1.      Competence and Professionalism. The quickest and easiest way to identify their competence and professionalism is their industry designations. This tells you if they have taken the time and spent […]

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Yellow caution sign with the sords, "Tax Refund Ahead."

Tax Refund Ahead

We are coming to the end of tax season. Are you excited about getting a tax refund? Most Canadians are because they feel good that they are getting something for nothing, and the refund cheques are often used to buy treats or luxuries. Consider that getting a tax refund is just you giving an interest […]

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