4 times you should consider meeting with a financial planner



Are you serious about building long-term wealth? You should probably meet with a certified financial planner.  They can help you organize your overall financial picture as well as help you implement strategies that can help you achieve your goals. 

Following, are a few times when it would be in your best interest to meet with a planner:

  1. You’re having a baby soon

Even though having a baby is a most joyous occasion, it can also be one of the most costly.  A financial planner can help you estimate costs, reorganize cash flow and plan for any savings goals you may have.

  • You’re combining finances with your partner

The subject of money can be a sensitive subject, especially when your money habits differ.  A financial planner can help you determine what accounts to combine/separate and create a cohesive financial plan that meets both your needs.

  • You won’t invest on your own

Investing is a very powerful tool when building wealth.  If you are afraid of losing your money, consider contacting a financial planner.  They can create a strategy that satisfies your risk tolerance.

  • You need help with your retirement plan

The younger you start, the simpler your retirement strategy can be i.e. saving as much as you can in tax-advantaged savings accounts and company-sponsored plans.  But as you age into your 30s and 40s, and you have a more coherent picture of what retirement should look like, strategies can become quite complex.  A financial planner is well versed in these strategies and can help you navigate these waters to reach your financial goals.

Have you reached one or more of these milestones? Is it time for you to meet with a financial planner? Want more information? You can set up a complimentary, 30-minute phone consultation at calendly.com/mjhfinancial  OR email me at michael@mjhfinancial.ca.

P.S. Why not meet with a financial planner to help you organize your overall financial picture? After all, it could mean peace of mind for your future.