Top 5 Reasons People Don’t Speak to Money Professionals

Why are we so tentative when it comes to meeting with a money professional?

After meeting with potential clients, I often hear, “Well that was not what I expected!” or “That was painless…actually quite enjoyable!”

If we were to take a look at the top 5 reasons why people don’t speak to a money professional, do you think I could change your mind and get you to speak to someone?

Reason #5.  What if I don’t “click” with my money guy?

Just like we don’t get along with all people in the world, so too you might not get along with your money guy.  And that is okay! This relationship could potentially last for years or decades, so it is important to have a great working relationship.  Something important for couples to consider, is that both of you like “your guy”.  Afterall, money is the number one cause of stress for a couple and that stress can cause major issues!

Here at MJH Financial, if for whatever reason you feel that we don’t click, we won’t take it personally.  No harm, no foul.  And we will go the extra mile to give you a few recommendations of other people we think you may click with because you getting financial help is more important to us than potentially selling you products you don’t believe in.

Reason #4.   You are worried your money guy will try to sell you something you don’t need.

When people become certified in their chosen fields, there is a code of ethics that must be followed. 

At MJH Financial, we take that code of ethics very seriously.  We always make it our goal to listen to you first and determine what it is YOU want to accomplish.  We then take the time to think about strategies that could be employed to help you reach those goals.  We make sure you understand how those strategies work and that you are comfortable utilizing them.  If you aren’t comfortable, we will never push you!

Reason #3.  You think you don’t know enough about money.

A “good” money guy, will be able to break down the financial/money jargon for you into simpler terms, making things life TFSAs or types of insurance coverage, less scary.  MJH Financial goes even further by not only explaining what things are, but why using certain strategies will help you achieve all your goals!  But a great first step is having a written plan.   Even if you don’t earn much.  Even if you don’t have much money to invest.  Even if you feel you don’t have much wiggle room when it comes to your finances. 

We can help you see that maybe you do have more money than you think.  And we won’t expect you to skimp on the “fun of life!”  We can show you how to have both!

Reason #2.  You are afraid your money guy will judge you.

We have seen a lot when it comes to people’s finances.  And there have been some really dire situations!  But, we are not here to judge you.  We are here to help you!  Heck, we’ve all been there! We all have challenges we face, and it is better to have help from professionals to make sure you come out on top easier and more quickly. 

So, during your initial meeting, remember to not only talk about your hopes and dreams but any concerns you have as well.  This includes any down times you’ve had in your life.  It’s important for your guy to have as much information as possible when designing your plan of attack.

And the #1 reason people don’t speak to a money professional?

You don’t see the value in speaking with a professional.

Speaking with a money professional can be invaluable! Here at MJH Financial, we take the time to get to know you and your goals.  Afterall, everyone is different and have different views of what is important in life. 

We can help you find where your hard-earned money is going, empower you to make better financial decisions, help you ensure your family is protected, plan for your retirement and even find new ways to save more money!

If we’ve changed your mind, even just a little, about the importance of speaking with a money professional, you can set up an initial conversation with us at https://calendly.com/mjhfinancial/15-minute-introductory-meeting.  YOU,  and YOUR GOALS are our top priority!