Custom Tailored Wealth Planning Services:
Our custom tailored approach to wealth management involves a comprehensive overview of both your current financial situation and planning for the retirement of your dreams. We use a patented Wealth Planning Approach that takes into account a variety of strategies from investments and real estate, to business succession planning, taxation review and philanthropic giving for those who are so inclined.
This financial planning approach obviously has a focus on both short and long term goals. After all, you might want to take a holiday (or two!) along the way, or help plan for your children’s education. We help you manage and control the flow of income you need to live comfortably now, and still enjoy a long, healthy and wealthy retirement.
Six Steps to Security – An Individualized Approach:
Specifically, the MJH Financial Wealth Planning Service is a Six Step process we will walk through together. We’ll spend important time with you and/or your family, learning more about what you want out of life. We then do the hard work behind the scenes researching partnerships with a number of different service providers to determine the best fit for you and your financial future. The end result is a fully customized, comprehensive written wealth management plan tailored to your specific needs.
Our Relationship Serves You Not The Service Provider!
Our custom tailored approach to wealth management involves a comprehensive overview of both your current financial situation and planning for the retirement of your dreams. We use a patented Wealth Planning Approach that takes into account a variety of strategies from investments and real estate, to business succession planning, taxation review and philanthropic giving for those who are so inclined.
This financial planning approach obviously has a focus on both short and long term goals. After all, you might want to take a holiday (or two!) along the way, or help plan for your children’s education. We help you manage and control the flow of income you need to live comfortably now, and still enjoy a long, healthy and wealthy retirement.
Taking time now for a future filled with free time
You should expect a lot from us. We’re talking about your financial future. That’s why we spend important upfront time with you – in conversation – and then annually (at a minimum) conducting an overview of how your portfolio wealth management plan is performing. Plan to spend a few hours with the MJH Financial team and with your lawyer and accountant too. This is all part of the investment in your own future and the resulting comprehensive written wealth management plan you receive is your reference guide that will put you squarely on the path to success.
Our Signature Six Step Process
clearly identifies the action we will undertake, who is responsible for that action and what you can expect to have happen – every step of the way!
Step one
Current Financial Analysis & Future Financial Goals
Team Member: Together with you
We’ll conduct an in depth discussion and analysis of your current financial position, your tolerance for risk and talk about your future financial and retirement goals.
Step two
Engagement Letter
Team Member: Advisory Team
We’ll put together an agreement that provides the framework for our mutual Plan of Action, you will review and sign and we will begin.
Step three
Your customized wealth financial plan
Team Member: Advisory Team
Michael J Hunter and your advisory team will provide a detailed draft financial plan.
After reviewing it with you for clarity we will make any further adjustments as necessary before putting it in place.
Step four
Portfolio Management
Team Member: Portfolio Manager
Don’t worry, we’re still your primary point of contact for any questions, concerns or changes you might want to make.
We only partner with specific portfolio managers that best suit you, your financial goals and your specific portfolio expectations.
Step five
Insurance and Estate planning
Team Member: Insurance advisor and / or Lawyer
Our focus is on your finances. We minimize your risk and help ensure that with proper estate planning Revenue Canada doesn’t become your main beneficiary!
Sometimes we use a little extra help. Did you know many of us are ill prepared for unforeseen health challenges or accidental death?
As part of your estate planning process, no matter your age – finalizing a will, power of attorney and any contracts or trusts in writing, is essential.
Step six
Periodic reviews
Team Member: Advisory Team
It’s up to your financial advisor to work together with you to periodically update and assess your financial plan for:
- Any new risk
- Changes to your current or future goals
- Changes in family status and
- To help make sure you stay ON TRACK.
These reviews should be done at a minimum of annually and sometimes more often in cases of market volatility or sudden changes in family status like a death or divorce.
An Investment of Time is an Investment in Your Future!
Following our Six Step Process might seem like a lot of work but MJH Financial is doing most of the heavy lifting. Our conversations with you are a crucial part of the process and will guide both our work and your future financial success so it’s important we have these discussions up front. The MJH Financial team will then take care of the details. The result is a custom tailored wealth plan that considers: tax minimization strategies, estate planning, retirement income planning, any anticipated philanthropy and your current lifestyle financial requirements
Building Financial Confidence
Consider Michael J Hunter – Like the finely tailored suits he’s fond of, Michael will tailor a financial plan that’s a perfect fit for your unique situation!
