Do you really need a drug plan in Ontario?

Do you really need a drug plan in Ontario?

I spend a lot of time educating entrepreneurs about drug and dental benefit programs and the #1 question I get asked is: “What happens if someone gets sick and they don’t have insurance?” What few entrepreneurs know is that every province in Canada provides drug...
Can you trust your money guy?

Can you trust your money guy?

There is no question we live in an age of information sharing.  I mean, anytime you go onto a social media platform or even google a topic, you can find multiple people sharing intimate information about cures for embarrassing illnesses, upsetting stories about...
Major Life Event

Major Life Event

I recently came across an article on yahoo news, about a woman who had lost her husband and the ensuing struggles she had to endure.  Not only did she have to grieve her husband’s untimely death, but she had to deal with a beneficiary issue with her husband’s...
FAST, CHEAP & GOOD

FAST, CHEAP & GOOD

Last week Rob Carrick wrote an article complaining about customer service issues with online discount brokerages.  Investors have been complaining about long waits to speak with a live representative on the phone, temporary website outages and/or websites that do...
How to save more on health and dental

How to save more on health and dental

How Business Owners Can Keep More Dollars in Their Pocket Like so many self-employed, contract workers and owners of small businesses, the wish I hear about most is getting access to group insurance benefits coverage, at an affordable price. There are 3 ways that I...
Who is holding your money hostage – Part 1

Who is holding your money hostage – Part 1

Yesterday there was an article on CBC about a real estate agent that hasbeen hit hard by COVID-19. She needs to sell her house and is being hitwith a $30 000 penalty for breaking her mortgage. This is not a newsituation that she finds herself in. $30K Penalty for...
Why an accountant isn’t always enough

Why an accountant isn’t always enough

When it comes to your finances it is best to have a team of professionals, each with differentknowledge and skill sets, giving you advice. Your team should not solely include an accountant,but also a lawyer, financial planner, portfolio manager, and more. Each of...

Lessons from Berkshire Hathaway Inc.

Lessons from Berkshire Hathaway Inc. At the Annual General Meeting of Berkshire Hathaway, Warren Buffet had some notable messages.  The first of which was, “to never bet against the American Economy.”  Even though the impact of the COVID-19 pandemic is and...
May you live in interesting times

May you live in interesting times

In a 1936 speech, Austin Chamberlain, a British Diplomat asserted that “living in interesting times” was considered a curse in Chinese culture. I think that we all can agree that we ARE living in interesting times. Is it a curse, OR as Kyle Dubas, the GM...
Tax Free Paycheque? What?

Tax Free Paycheque? What?

Are you an entrepreneur? Are you incorporated? Do you have an idea of where your pay cheque will come from in retirement? What if I told you, you could have a tax-free retirement pay cheque? Would you like to learn more? I can show you how to use a strategy that will...
What’s the point in having a savings account?

What’s the point in having a savings account?

A client recently asked me, “What is the point of having a savings account if the government is just going to tax it away?”A fair point, but let’s look at this from a few angles.Yes, we all know the government taxes your earnings from your job. So, it doesn’t seem...
Personal Information Inventory

Personal Information Inventory

A Personal Information Inventory is a great way to remind your loved ones about your financial wishes and how you have set up your plan to help them in the event of your death. Remember, this inventory contains sensitive information and should be stored in a safe and...
Tried and True Investment Strategies

Tried and True Investment Strategies

No matter what stage of life you are in, a well formulated financial plan can help you enjoy your today’s, (yes, even in these uncertain times!), and your tomorrow’s. By following these strategies, you will reach your long-term goals. Keep emotions in check Like many...