Chartered Life Underwriter, CLU®

 CLU + CFP equates to an Elite Financial Planning Advisor


The Chartered Life Underwriter (CLU®) is an advanced designation that expands upon the CFP and is Canada’s premier wealth transfer and estate planning designation.

These professionals have a greater level of knowledge and have specialized skills in complex wealth and estate-transfer markets, risk management, wealth creation and preservation and estate planning. The CLU designation is one of the oldest and most respected credentials in financial services, dating back to the late 1920’s. 

Individuals with the CLU designation have been educated in the following including but not limited to:


  • Fundamentals of Insurance Planning
  • Individual Life Insurance
  • Life Insurance Law
  • Fundamentals of Estate Planning
  • Planning for Business Owners and Professionals
  • Financial planning
  • Health insurance
  • Income taxation
  • Group benefits
  • Investments
  • Retirement planning.





The Institute for Advanced Financial Education 2018, accessed 29 October 2019,

Investopedia 2019, accessed 29 October 2019,